TERMS AND CONDITIONS

These terms and conditions (these "Terms") are a legal contract to which you have expressly agreed between you (as applicable, “you” or “your”) and:

for members located in Canada, Ruby Life Inc., PO Box 67027, Toronto, Ontario, Canada M4P 1E4, and

for members located in any other jurisdiction, Ruby Life International Limited, PO Box 54285, 3722, Limassol, Cyprus,

(as applicable, "we," "us," “our” or "Ashley Madison").

We operate AshleyMadison.com (the “Site”) and the Ashley Madison Mobile Applications (defined in Section 12) (collectively, the Site and the Mobile Applications are the "Platforms"). The Platforms (and the work we do to maintain, update and support them) provide an interactive way for members to communicate, explore their fantasies, and entertain themselves (the “Services”).

The headings used in these Terms are for convenience only and shall not be deemed to define or limit the content of any provision of these Terms. We may, in future, transfer our rights and obligations under these Terms to another organization but doing so would not affect your rights under these Terms. You may not transfer your rights or obligations under these Terms to another person or entity.

BY AGREEING TO THESE TERMS, YOU ARE BECOMING AN ASHLEY MADISON MEMBER AND JOINING A COMMUNITY OF MILLIONS OF LIKE-MINDED PEOPLE WHO HAVE COME TO SEE THE CONSTRAINTS OF MONOGAMY AS TOO RESTRICTIVE AND HAVE FOUND SOLACE IN THE SEXUAL OPPORTUNITY THAT MEMBERSHIP PROVIDES.

YOU REPRESENT THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE TERMS, AND THAT YOU ARE GIVING UP SUBSTANTIAL LEGAL RIGHTS BY AGREEING TO THESE TERMS. IF YOU DO NOT AGREE WITH ANY PORTION OF THE TERMS, STOP ACCESSING OR OTHERWISE USING THE PLATFORMS OR THE SERVICES.

Overview
Below is a high-level summary of these Terms, which is provided for convenience only. Please read the Terms carefully in their entirety before using the Platforms and do not solely rely on the high-level summary provided below.

Member Conduct: You must be at least 18 years old and at least the age of majority/legal consent in the location where you reside in order to use the Platforms and/or our Services. You may not use the Platforms and/or our Services if you ever have been convicted of or pled no contest to an offence of a sexual or violent nature, if you currently are charged with an offence of a sexual or violent nature, or if you are required to register as a sex offender with any governmental entity or agency in any country. You may not use the Platforms and/or our Services if you previously have been removed from our Services by us, unless you have our express written permission to create a new account. You must comply with our Code of Conduct (below) at all times when using the Platform and/or our Service, and you may not upload pictures or other depictions of anyone under the age of 18 (or under the age of majority/legal consent in your home jurisdiction, if such age is higher than 18) on the Platforms, or while using our Services, at any time. You may not provide any minor with access to our Platforms or Services.

The Services: You may access the Platforms and use certain features and functionalities of the Services by setting up a free member profile. The Platforms offer additional features and functionalities which may be accessed by purchasing credits and/or one of the subscription packages we offer, which are described in more detail on the purchase page. For more information, please see Section 2.

Cancellation and Renewals: For our auto-renewal policy, please see Section 5.B. For our cancellation policy, please see Section 5.C.

Liability: These Terms set out the legal terms and conditions that govern our relationship with you and your access to the Platforms and use of the Services. Put simply, we will not be liable to you for any damages you incur in connection with your access to the Platforms or use of the Services if we did not directly cause such damages or if such damages were not foreseeable to us and/or to you when these Terms were entered into by you. You are liable for any damage we incur which is directly attributable to your breach of these Terms or of applicable law. For greater clarification, the term “applicable law” shall include all applicable statutes, regulations and rules that apply to your acts or omissions in the jurisdiction(s) where your acts or omissions take place. For more information, please see Section 6.

Dispute Resolution: THESE TERMS INCLUDE A CLASS ACTION WAIVER AND A WAIVER OF TRIALS. FOR MORE INFORMATION ON DISPUTE RESOLUTION, PLEASE SEE SECTION 7.

Deletion/Deactivation: You may delete or deactivate your account. For more information, please see Section 11.

Contact: If you have any questions or concerns about these Terms or our Privacy Policy, please contact us by email at legal@ashleymadison.com. Our data protection officer may be contacted at dpo@ashleymadison.com.